🔭Money Market

Joule Finance introduces Money Market to provide easy access to liquidity for DeFi users and applications. It aims to overcome the limitations of current money markets by enabling seamless integration with composability-focused money markets, thereby offering a sustainable solution to liquidity fragmentation.

Lending and Borrowing on Joule Finance: Joule Finance facilitates a lending and borrowing ecosystem where depositors enhance liquidity in lending pools to earn interest from borrower payments. For borrowers, Joule Finance enables the use of assets as collateral to secure loans, with borrowing capacity determined by the collateral's liquidity and risk, guided by a Loan to Value (LTV) ratio. This ensures a balanced lending environment, positioning borrowers as pivotal to Joule Finance's ecosystem.

Joule Finance introduces innovative features designed to optimize DeFi lending and borrowing. These include isolated lending positions to ensure independent risk management, variable interest rates that adjust based on market liquidity, and an Efficiency Mode that maximizes capital utilization. Each feature enhances the flexibility and security of user interactions within the platform.